Abstract
The COVID-19 pandemic not only brought fear into society, but also became the impetus for technological progress and the start of a new culture of people. If until 2020, most retailers believed that their main sales channel was stores, and online was more of an image move, then the pandemic has changed the whole idea about e-commerce. The financial technology market at the international level has made a huge leap up over the past two years, this can be seen by the following growth: Revolut – from $ 5.5 billion. up to $30 billion, Klarna – from $640 million to $45.6 billion, Kaspi.kz with $12.9 billion. US up to $22.3 billion. These are isolated examples, but there are a lot of them. Companies whose main activity is financial technology are directly involved in making payments [1]. Today, the demand for contactless payment methods is unprecedented. Equally high is the demand for fast transaction settlements, instant payments, e-money, and other alternative payment methods. We bring to your attention an analysis of the key trends in the development of the Kazakhstan payment system.