Abstract
The article examines the current state and dynamics of lending to second-tier banks in order to increase the economic activity and efficiency of light industry enterprises in Kazakhstan, and also examines the impact of bank lending on the development of enterprises. The aim of the study is to assess the total volume of lending to domestic light industry enterprises and a comparative review of effective lending programs. The scientific and practical significance of the work lies in studying the current level of lending to enterprises of the domestic light industry and the state of their development in general, determining the role of enterprises in the economy and identifying profitable activities.