Financial inclusion: international experience and Kazakhstan case

2023

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DOI 10.52821/2789-4401-2023-2-140-152
Data confidence 70 medium
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Abstract

The purpose of the research is to study the international experience of introducing financial inclusion, identify the current situation with its level in Kazakhstan, adapt forms and methods of involving the population in financial services that have been well recommended in other countries, and identify priority areas of scientific research in this area for the country. Methodology. The research methodology is implemented by studying the scientific literature in this area, the existing international experience and practice of introducing financial inclusion, the participation of government agencies in different countries in this process. The methods of comparative and system analysis are used in the work. The study identified both general trends and features of the introduction of financial inclusion in Kazakhstan. The originality / value of the research is confirmed by the lack of comprehensive scientific studies analyzing these processes in Kazakhstan, the current situation is shown in terms of the availability of financial services and the problems existing here, as well as the possibility of practical adaptation of positive international experience Findings. The results of the study show the real situation with the availability of financial services in the country and determine the necessary measures to increase the level of involvement of the population, including the improvement of current legislation, as well as the development by stakeholders of a National program for the introduction of financial inclusion. The obtained conclusions and recommendations can be useful when conducting new research in the priority scientific areas identified in the article.