Аннотация
Insurance is an integral element of the modern economic system. Nature and civilization generate new risks, so people, the state and business need similar insurance protection systems. Kazakhstan, in accordance with the program of innovative and industrial development, strives for dynamic growth of industry, its diversification, along with social and labor aspects of production activities. The main focus is not only on technology, modernization of equipment and investments, but also, first of all, on the safety of workers and the preservation of their ability to work. Real progress can be achieved taking into account the effective experience of developed countries in the field of occupational safety and health. In this regard, it will be necessary to pay attention to the foreign experience of economically developed countries with developed legislations that establish various standards regarding labor protection requirements. The article describes the stages of the development of the occurrence, the legal basis of insurance against industrial accidents and occupational diseases in the United States. The assessment proposed in the article gives an idea of the current accident insurance system in the USA and can be used to improve this insurance system in Kazakhstan