Аннотация
the article presents the bank's cost profile, as well as the difference between costs, costs and costs.The types of costs are shown on the basis of which the cost of banking products and services is formed.Accounting for the costs of banks in the formation of products and services is important, in view of the fact that this is due to the problems of reducing costs, increasing profitability and profitability of banks.Classification of costs is necessary to identify the most significant and significant cost elements for cost formation.Keywords: cost,