Аннотация
The challenge of credit card fraud presents a significant threat to both consumers and financial institutions alike, leading to substantial economic detriment. In response, this research applies various machine learning strategies to sift through transactional data for the identification of fraudulent activities. Specifically, we employ logistic regression, decision trees, and random forest algorithms to analyze a compiled dataset of genuine and deceptive transactions. This dataset undergoes segmentation into training and testing phases, allowing for a comprehensive assessment of each algorithm's effectiveness. The determination of accuracy scores across these phases serves as a metric for model evaluation. The findings lay down an essential groundwork for ongoing exploration into leveraging machine learning for the mitigation of credit card fraud. The integration of these analytical models promises to bolster the fraud detection capabilities of both financial entities and individual cardholders, significantly reducing the incidence of financial loss.