Аннотация
The increase in cases of improper medical care and the resulting rise in patient claims highlight the growing relevance of issues related to the development of professional liability insurance in Kazakhstan. The relevance of this study is driven not only by legal and financial risks associated with compensation for harm to patients’ life and health, but also by the growing expectations of both patients and medical professionals for effective protection of their rights and interests. Within this context, analyzing the challenges and prospects of legal protection for medical professionals through professional liability insurance becomes particularly important.The aim of this study is to examine the problems in legislation and practice regarding the professional liability insurance of medical professionals in Kazakhstan. By analyzing the current situation and the existing legal framework, and comparing them with advanced international practices, this work attempts to develop recommendations for creating a more effective and balanced insurance system.Conclusions. The study revealed that a number of issues remain unresolved and require comprehensive measures aimed at improving the legislative framework and insurance practices in the field of professional liability. The analysis of international models shows that the effectiveness of the insurance system depends on the clarity of legal mechanisms, the proportionality of insurance payouts, and the accessibility of compensation for patients. The experience of countries with well-developed professional liability insurance systems may be useful for adapting the most effective approaches to Kazakhstan’s conditions.Keywords:health insurance, professional liability, healthcare professionals, healthcare systems, medical law,patient rights.