Аңдатпа
The purpose of the article is to identify ways to prevent financial risk and improve its management in the company. Risk is an objective situation that is reflected in any area of business entities' activities and characterized by presence of an adverse event, in which the company faces economic damage or other losses in the course of risk exposure. Every business activity is associated with risk, and risk management is particularly important for the company. The company operates in various fields for the purpose of generating income. Each of these activities is associated with a certain level of risk. Risks should be regulated and considered within the company's financial capabilities. To achieve these goals, a risk management policy is formed on the part of the company. Under market conditions, risks in the company are at a high level, which requires additional capital for the company. The main objective of the article is to calculate the probability of occurrence of events that negatively affect the income and capital of the company. In other words, the risk is characterized by probability of an adverse event occurrence. These events include: decrease in income, increase in costs due to non-repayment of loans issued on time, decrease in basic resources, non-payment of off-balance sheet transactions, and so on. But the lower the risk level, the lower the probability of obtaining a high income is. Therefore, any company tries to spend its funds on activities with a high level of income and low level of risk. Many general and special methods are used by companies in regard to financial risk management. The most common among them are: diversification, obtaining additional information on results, limiting, insurance, hedging, quality management.