Аңдатпа
To delve deeper into how green credit influences the performance of China’s listed commercial banks, this study investigates 16 publicly listed banks as research samples. The study aimed to analyze the impact of Green Credit on the Operational Performance of Chinese Listed Commercial Banks. The performance levels of these banks are assessed using factor analysis, and the effects of green credit are examined through fixed-effects and moderating effect models. The results suggest that, given the relatively recent adoption of green credit policies and the still-developing institutional framework in China, green credit currently shows a negative association with bank performance. Moreover, corporate social responsibility (CSR) plays a moderating role that amplifies this adverse effect. Nonetheless, in the long run, promoting green credit remains a necessary and inevitable direction. With ongoing improvements in green credit mechanisms, commercial bank performance is expected to improve, fostering both ecological sustainability and economic growth.